{"id":3,"date":"2024-09-16T09:34:31","date_gmt":"2024-09-16T09:34:31","guid":{"rendered":"https:\/\/bac-cia.com\/?page_id=3"},"modified":"2025-11-04T17:47:20","modified_gmt":"2025-11-04T22:47:20","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/bac-cia.com\/en\/terminos-y-condiciones\/","title":{"rendered":"Privacy Policy | Terms and Conditions"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"3\" class=\"elementor elementor-3\" data-elementor-post-type=\"page\">\n\t\t\t\t<div data-animation-type=\"block\" class=\"elementor-element elementor-element-7dd71aa3 elementor-hidden-tablet elementor-hidden-mobile e-con-full e-flex sc_layouts_column_icons_position_left animation_type_block elementor-invisible e-con e-parent\" data-id=\"7dd71aa3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;ta_fadein&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-532c9c1a e-con-full e-flex sc_layouts_column_icons_position_left e-con e-child\" data-id=\"532c9c1a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8f78258 sc_fly_static elementor-widget elementor-widget-trx_sc_layouts_logo\" data-id=\"8f78258\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"trx_sc_layouts_logo.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<a href=\"https:\/\/bac-cia.com\/en\/\"\n\t\tclass=\"sc_layouts_logo sc_layouts_logo_default trx_addons_inline_1028702900\" ><img fetchpriority=\"high\" class=\"logo_image\"\n\t\t\t\t\tsrc=\"\/\/bac-cia.com\/wp-content\/uploads\/2025\/09\/cropped-logowebnormal.png\"\n\t\t\t\t\t\t\t\t\t\t\tsrcset=\"\/\/bac-cia.com\/wp-content\/uploads\/2025\/09\/cropped-logowebnormal.png 2x\"\n\t\t\t\t\t\t\t\t\t\t\talt=\"BAC &amp; Co.\" width=\"500\" height=\"240\"><\/a>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7ef14970 e-con-full e-flex sc_layouts_column_icons_position_left e-con e-child\" data-id=\"7ef14970\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b6fe5c2 trx-addons-ham-slide trx-addons-dropdown-icon-fixed trx-addons-nav-hor trx-addons-nav-none trx-addons-slide-menu-effect-slide trx-addons-ver-hamburger-menu-left trx-addons-mobile-menu-align-flex-start sc_fly_static elementor-widget elementor-widget-trx_elm_nav_menu\" data-id=\"6b6fe5c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;fas fa-chevron-down&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;submenu_item_icon&quot;:{&quot;value&quot;:&quot;fas fa-chevron-right&quot;,&quot;library&quot;:&quot;fa-solid&quot;}}\" data-widget_type=\"trx_elm_nav_menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div data-settings=\"{&quot;breakpoint&quot;:1279,&quot;mobileLayout&quot;:&quot;slide&quot;,&quot;mainLayout&quot;:&quot;hor&quot;,&quot;stretchDropdown&quot;:false,&quot;hoverEffect&quot;:&quot;&quot;,&quot;submenuEvent&quot;:&quot;hover&quot;,&quot;submenuTrigger&quot;:null,&quot;closeAfterClick&quot;:false}\" class=\"trx-addons-nav-widget-container trx-addons-nav-pointer-none\">\n\t\t\t<div class=\"trx-addons-ver-inner-container\">\n\t\t\t\t<div class=\"trx-addons-hamburger-toggle trx-addons-mobile-menu-icon\" role=\"button\" aria-label=\"Toggle Menu\">\n\t\t\t\t\t<span class=\"trx-addons-toggle-text\">\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-bars\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M16 132h416c8.837 0 16-7.163 16-16V76c0-8.837-7.163-16-16-16H16C7.163 60 0 67.163 0 76v40c0 8.837 7.163 16 16 16zm0 160h416c8.837 0 16-7.163 16-16v-40c0-8.837-7.163-16-16-16H16c-8.837 0-16 7.163-16 16v40c0 8.837 7.163 16 16 16zm0 160h416c8.837 0 16-7.163 16-16v-40c0-8.837-7.163-16-16-16H16c-8.837 0-16 7.163-16 16v40c0 8.837 7.163 16 16 16z\"><\/path><\/svg>Menu\t\t\t\t\t<\/span>\n\t\t\t\t\t<span class=\"trx-addons-toggle-close\">\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-times\" viewbox=\"0 0 352 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M242.72 256l100.07-100.07c12.28-12.28 12.28-32.19 0-44.48l-22.24-22.24c-12.28-12.28-32.19-12.28-44.48 0L176 189.28 75.93 89.21c-12.28-12.28-32.19-12.28-44.48 0L9.21 111.45c-12.28 12.28-12.28 32.19 0 44.48L109.28 256 9.21 356.07c-12.28 12.28-12.28 32.19 0 44.48l22.24 22.24c12.28 12.28 32.2 12.28 44.48 0L176 322.72l100.07 100.07c12.28 12.28 32.2 12.28 44.48 0l22.24-22.24c12.28-12.28 12.28-32.19 0-44.48L242.72 256z\"><\/path><\/svg>Close\t\t\t\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"trx-addons-nav-menu-container trx-addons-nav-default\">\n\t\t\t\t\t\t\t<ul id=\"menu-main-menu\" class=\"trx-addons-nav-menu trx-addons-main-nav-menu\"><li id=\"trx-addons-nav-menu-item-5752\" class=\"trp-language-switcher-container trp-menu-ls-item trp-menu-ls-desktop current-language-menu-item menu-item menu-item-type-post_type menu-item-object-language_switcher menu-item-has-children trx-addons-nav-menu-item\"><a href=\"https:\/\/bac-cia.com\/en\/wp-json\/wp\/v2\/pages\/3\" class=\"trx-addons-menu-link trx-addons-menu-link-parent\"><span class=\"trx-addons-menu-link-text\"><span class=\"trp-menu-ls-label\" data-no-translation title=\"EN\"><span class=\"trp-ls-language-name\">EN<\/span><\/span><span class=\"trx-addons-dropdown-icon trx-addons-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span><\/span><\/a>\n<ul class=\"trx-addons-submenu\"><li id=\"trx-addons-nav-menu-item-5755\" class=\"trp-language-switcher-container trp-menu-ls-item trp-menu-ls-desktop menu-item menu-item-type-post_type menu-item-object-language_switcher current-language-menu-item trx-addons-nav-menu-item trx-addons-submenu-item\"><a href=\"https:\/\/bac-cia.com\/en\/wp-json\/wp\/v2\/pages\/3\" class=\"trx-addons-menu-link trx-addons-submenu-link\"><span class=\"trx-addons-menu-link-text trx-addons-submenu-link-text\"><span class=\"trp-menu-ls-label\" data-no-translation title=\"ES\"><span class=\"trp-ls-language-name\">ES<\/span><\/span><\/span><\/a><\/li><li id=\"trx-addons-nav-menu-item-5753\" class=\"trp-language-switcher-container trp-menu-ls-item trp-menu-ls-desktop menu-item menu-item-type-post_type menu-item-object-language_switcher current-language-menu-item trx-addons-nav-menu-item trx-addons-submenu-item\"><a href=\"https:\/\/bac-cia.com\/en\/wp-json\/wp\/v2\/pages\/3\" class=\"trx-addons-menu-link trx-addons-submenu-link\"><span class=\"trx-addons-menu-link-text trx-addons-submenu-link-text\"><span class=\"trp-menu-ls-label\" data-no-translation title=\"FR\"><span class=\"trp-ls-language-name\">FR<\/span><\/span><\/span><\/a><\/li><\/ul>\n<\/li><li id=\"trx-addons-nav-menu-item-1116\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-home trx-addons-nav-menu-item\"><a href=\"https:\/\/bac-cia.com\/en\/\" class=\"trx-addons-menu-link trx-addons-menu-link-parent\"><span class=\"trx-addons-menu-link-text\">HOME<\/span><\/a><\/li><li id=\"trx-addons-nav-menu-item-5709\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children trx-addons-nav-menu-item\"><a href=\"#\" class=\"trx-addons-menu-link trx-addons-menu-link-parent\"><span class=\"trx-addons-menu-link-text\">WE<span class=\"trx-addons-dropdown-icon trx-addons-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span><\/span><\/a>\n<ul class=\"trx-addons-submenu\"><li id=\"trx-addons-nav-menu-item-4002\" class=\"menu-item menu-item-type-post_type menu-item-object-page trx-addons-nav-menu-item trx-addons-submenu-item\"><a href=\"https:\/\/bac-cia.com\/en\/equipo\/\" class=\"trx-addons-menu-link trx-addons-submenu-link\"><span class=\"trx-addons-menu-link-text trx-addons-submenu-link-text\">TEAM<\/span><\/a><\/li><li id=\"trx-addons-nav-menu-item-4004\" class=\"menu-item menu-item-type-post_type menu-item-object-page trx-addons-nav-menu-item trx-addons-submenu-item\"><a href=\"https:\/\/bac-cia.com\/en\/servicios\/\" class=\"trx-addons-menu-link trx-addons-submenu-link\"><span class=\"trx-addons-menu-link-text trx-addons-submenu-link-text\">SERVICES<\/span><\/a><\/li><li id=\"trx-addons-nav-menu-item-5714\" class=\"menu-item menu-item-type-post_type menu-item-object-page trx-addons-nav-menu-item trx-addons-submenu-item\"><a href=\"https:\/\/bac-cia.com\/en\/clientes\/\" class=\"trx-addons-menu-link trx-addons-submenu-link\"><span class=\"trx-addons-menu-link-text trx-addons-submenu-link-text\">CUSTOMERS<\/span><\/a><\/li><li id=\"trx-addons-nav-menu-item-6327\" class=\"menu-item menu-item-type-post_type menu-item-object-page trx-addons-nav-menu-item trx-addons-submenu-item\"><a href=\"https:\/\/bac-cia.com\/en\/barras-y-asociaciones\/\" class=\"trx-addons-menu-link trx-addons-submenu-link\"><span class=\"trx-addons-menu-link-text trx-addons-submenu-link-text\">BARS AND ASSOCIATIONS<\/span><\/a><\/li><li id=\"trx-addons-nav-menu-item-5710\" class=\"menu-item menu-item-type-post_type menu-item-object-page trx-addons-nav-menu-item trx-addons-submenu-item\"><a href=\"https:\/\/bac-cia.com\/en\/comunidad-suiza\/\" class=\"trx-addons-menu-link trx-addons-submenu-link\"><span class=\"trx-addons-menu-link-text trx-addons-submenu-link-text\">SWISS COMMUNITY<\/span><\/a><\/li><\/ul>\n<\/li><li id=\"trx-addons-nav-menu-item-5711\" class=\"menu-item menu-item-type-post_type menu-item-object-page trx-addons-nav-menu-item\"><a href=\"https:\/\/bac-cia.com\/en\/noticias\/\" class=\"trx-addons-menu-link trx-addons-menu-link-parent\"><span class=\"trx-addons-menu-link-text\">NEWS<\/span><\/a><\/li><li id=\"trx-addons-nav-menu-item-5343\" class=\"menu-item menu-item-type-post_type menu-item-object-page trx-addons-nav-menu-item\"><a href=\"https:\/\/bac-cia.com\/en\/contacto\/\" class=\"trx-addons-menu-link trx-addons-menu-link-parent\"><span class=\"trx-addons-menu-link-text\">CONTACT<\/span><\/a><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"trx-addons-nav-slide-overlay\"><\/div>\n\t\t\t\t\t<div class=\"trx-addons-mobile-menu-outer-container\">\n\t\t\t\t\t\t<div class=\"trx-addons-mobile-menu-close\" role=\"button\" aria-label=\"Close Menu\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-times\" viewbox=\"0 0 352 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M242.72 256l100.07-100.07c12.28-12.28 12.28-32.19 0-44.48l-22.24-22.24c-12.28-12.28-32.19-12.28-44.48 0L176 189.28 75.93 89.21c-12.28-12.28-32.19-12.28-44.48 0L9.21 111.45c-12.28 12.28-12.28 32.19 0 44.48L109.28 256 9.21 356.07c-12.28 12.28-12.28 32.19 0 44.48l22.24 22.24c12.28 12.28 32.2 12.28 44.48 0L176 322.72l100.07 100.07c12.28 12.28 32.2 12.28 44.48 0l22.24-22.24c12.28-12.28 12.28-32.19 0-44.48L242.72 256z\"><\/path><\/svg>\t\t\t\t\t\t\t\t<span class=\"trx-addons-toggle-close\">Close<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"trx-addons-mobile-menu-container\">\n\t\t\t\t\t\t<ul id=\"menu-main-menu-8535\" class=\"trx-addons-mobile-menu trx-addons-main-mobile-menu trx-addons-main-nav-menu\"><li id=\"trx-addons-nav-menu-item-57521\" class=\"trp-language-switcher-container trp-menu-ls-item trp-menu-ls-desktop current-language-menu-item menu-item menu-item-type-post_type menu-item-object-language_switcher menu-item-has-children trx-addons-nav-menu-item\"><a href=\"https:\/\/bac-cia.com\/en\/wp-json\/wp\/v2\/pages\/3\" class=\"trx-addons-menu-link trx-addons-menu-link-parent\"><span class=\"trx-addons-menu-link-text\"><span class=\"trp-menu-ls-label\" data-no-translation title=\"EN\"><span class=\"trp-ls-language-name\">EN<\/span><\/span><span class=\"trx-addons-dropdown-icon trx-addons-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span><\/span><\/a>\n<ul class=\"trx-addons-submenu\"><li id=\"trx-addons-nav-menu-item-57552\" class=\"trp-language-switcher-container trp-menu-ls-item trp-menu-ls-desktop menu-item menu-item-type-post_type menu-item-object-language_switcher current-language-menu-item trx-addons-nav-menu-item trx-addons-submenu-item\"><a href=\"https:\/\/bac-cia.com\/en\/wp-json\/wp\/v2\/pages\/3\" class=\"trx-addons-menu-link trx-addons-submenu-link\"><span class=\"trx-addons-menu-link-text trx-addons-submenu-link-text\"><span class=\"trp-menu-ls-label\" data-no-translation title=\"ES\"><span class=\"trp-ls-language-name\">ES<\/span><\/span><\/span><\/a><\/li><li id=\"trx-addons-nav-menu-item-57533\" class=\"trp-language-switcher-container trp-menu-ls-item trp-menu-ls-desktop menu-item menu-item-type-post_type menu-item-object-language_switcher current-language-menu-item trx-addons-nav-menu-item trx-addons-submenu-item\"><a href=\"https:\/\/bac-cia.com\/en\/wp-json\/wp\/v2\/pages\/3\" class=\"trx-addons-menu-link trx-addons-submenu-link\"><span class=\"trx-addons-menu-link-text trx-addons-submenu-link-text\"><span class=\"trp-menu-ls-label\" data-no-translation title=\"FR\"><span class=\"trp-ls-language-name\">FR<\/span><\/span><\/span><\/a><\/li><\/ul>\n<\/li><li id=\"trx-addons-nav-menu-item-11164\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-home trx-addons-nav-menu-item\"><a href=\"https:\/\/bac-cia.com\/en\/\" class=\"trx-addons-menu-link trx-addons-menu-link-parent\"><span class=\"trx-addons-menu-link-text\">HOME<\/span><\/a><\/li><li id=\"trx-addons-nav-menu-item-57095\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children trx-addons-nav-menu-item\"><a href=\"#\" class=\"trx-addons-menu-link trx-addons-menu-link-parent\"><span class=\"trx-addons-menu-link-text\">WE<span class=\"trx-addons-dropdown-icon trx-addons-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span><\/span><\/a>\n<ul class=\"trx-addons-submenu\"><li id=\"trx-addons-nav-menu-item-40026\" class=\"menu-item menu-item-type-post_type menu-item-object-page trx-addons-nav-menu-item trx-addons-submenu-item\"><a href=\"https:\/\/bac-cia.com\/en\/equipo\/\" class=\"trx-addons-menu-link trx-addons-submenu-link\"><span class=\"trx-addons-menu-link-text trx-addons-submenu-link-text\">TEAM<\/span><\/a><\/li><li id=\"trx-addons-nav-menu-item-40047\" class=\"menu-item menu-item-type-post_type menu-item-object-page trx-addons-nav-menu-item trx-addons-submenu-item\"><a href=\"https:\/\/bac-cia.com\/en\/servicios\/\" class=\"trx-addons-menu-link trx-addons-submenu-link\"><span class=\"trx-addons-menu-link-text trx-addons-submenu-link-text\">SERVICES<\/span><\/a><\/li><li id=\"trx-addons-nav-menu-item-57148\" class=\"menu-item menu-item-type-post_type menu-item-object-page trx-addons-nav-menu-item trx-addons-submenu-item\"><a href=\"https:\/\/bac-cia.com\/en\/clientes\/\" class=\"trx-addons-menu-link trx-addons-submenu-link\"><span class=\"trx-addons-menu-link-text trx-addons-submenu-link-text\">CUSTOMERS<\/span><\/a><\/li><li id=\"trx-addons-nav-menu-item-63279\" class=\"menu-item menu-item-type-post_type menu-item-object-page trx-addons-nav-menu-item trx-addons-submenu-item\"><a href=\"https:\/\/bac-cia.com\/en\/barras-y-asociaciones\/\" class=\"trx-addons-menu-link trx-addons-submenu-link\"><span class=\"trx-addons-menu-link-text trx-addons-submenu-link-text\">BARS AND ASSOCIATIONS<\/span><\/a><\/li><li id=\"trx-addons-nav-menu-item-571010\" class=\"menu-item menu-item-type-post_type menu-item-object-page trx-addons-nav-menu-item trx-addons-submenu-item\"><a href=\"https:\/\/bac-cia.com\/en\/comunidad-suiza\/\" class=\"trx-addons-menu-link trx-addons-submenu-link\"><span class=\"trx-addons-menu-link-text trx-addons-submenu-link-text\">SWISS COMMUNITY<\/span><\/a><\/li><\/ul>\n<\/li><li id=\"trx-addons-nav-menu-item-571111\" class=\"menu-item menu-item-type-post_type menu-item-object-page trx-addons-nav-menu-item\"><a href=\"https:\/\/bac-cia.com\/en\/noticias\/\" class=\"trx-addons-menu-link trx-addons-menu-link-parent\"><span class=\"trx-addons-menu-link-text\">NEWS<\/span><\/a><\/li><li id=\"trx-addons-nav-menu-item-534312\" class=\"menu-item menu-item-type-post_type menu-item-object-page trx-addons-nav-menu-item\"><a href=\"https:\/\/bac-cia.com\/en\/contacto\/\" class=\"trx-addons-menu-link trx-addons-menu-link-parent\"><span class=\"trx-addons-menu-link-text\">CONTACT<\/span><\/a><\/li><\/ul>\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-144b58d9 sc_fly_static elementor-widget elementor-widget-button\" data-id=\"144b58d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/bac-cia.com\/en\/access\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">ACCESS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-654df779 elementor-hidden-desktop e-flex e-con-boxed sc_layouts_column_icons_position_left e-con e-parent\" data-id=\"654df779\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6424092d e-con-full e-flex sc_layouts_column_icons_position_left e-con e-child\" data-id=\"6424092d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-799a01be sc_fly_static elementor-widget elementor-widget-trx_sc_layouts_logo\" data-id=\"799a01be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"trx_sc_layouts_logo.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<a href=\"https:\/\/bac-cia.com\/en\/\"\n\t\tclass=\"sc_layouts_logo sc_layouts_logo_default trx_addons_inline_1142797783\" ><img fetchpriority=\"high\" class=\"logo_image\"\n\t\t\t\t\tsrc=\"\/\/bac-cia.com\/wp-content\/uploads\/2025\/09\/cropped-logowebnormal.png\"\n\t\t\t\t\t\t\t\t\t\t\tsrcset=\"\/\/bac-cia.com\/wp-content\/uploads\/2025\/09\/cropped-logowebnormal.png 2x\"\n\t\t\t\t\t\t\t\t\t\t\talt=\"BAC &amp; Co.\" width=\"500\" height=\"240\"><\/a>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-67f7bfbb e-con-full e-flex sc_layouts_column_icons_position_left e-con e-child\" data-id=\"67f7bfbb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d3b2869 trx-addons-nav-slide trx-addons-ver-hamburger-menu-right trx-addons-slide-menu-effect-slide trx-addons-mobile-menu-align-flex-start trx-addons-dropdown-icon-inline sc_fly_static elementor-widget elementor-widget-trx_elm_nav_menu\" data-id=\"3d3b2869\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;fas fa-chevron-down&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;submenu_item_icon&quot;:{&quot;value&quot;:&quot;fas fa-chevron-down&quot;,&quot;library&quot;:&quot;fa-solid&quot;}}\" data-widget_type=\"trx_elm_nav_menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div data-settings=\"{&quot;breakpoint&quot;:1025,&quot;mobileLayout&quot;:null,&quot;mainLayout&quot;:&quot;slide&quot;,&quot;stretchDropdown&quot;:false,&quot;hoverEffect&quot;:&quot;&quot;,&quot;submenuEvent&quot;:null,&quot;submenuTrigger&quot;:null,&quot;closeAfterClick&quot;:false}\" class=\"trx-addons-nav-widget-container trx-addons-nav-pointer-none\" style=\"visibility:hidden; opacity:0;\">\n\t\t\t<div class=\"trx-addons-ver-inner-container\">\n\t\t\t\t<div class=\"trx-addons-hamburger-toggle trx-addons-mobile-menu-icon\" role=\"button\" aria-label=\"Toggle Menu\">\n\t\t\t\t\t<span class=\"trx-addons-toggle-text\">\n\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 23.4 15.4\"><g transform=\"translate(-0.3 -0.3)\"><path d=\"M23,1.7H1A.7.7,0,0,1,1,.3H23a.7.7,0,1,1,0,1.4Z\"><\/path><path d=\"M23,8.7H1A.7.7,0,1,1,1,7.3H23a.7.7,0,1,1,0,1.4Z\"><\/path><path d=\"M17,15.7H1a.7.7,0,1,1,0-1.4H17a.7.7,0,1,1,0,1.4Z\"><\/path><\/g><\/svg>\t\t\t\t\t<\/span>\n\t\t\t\t\t<span class=\"trx-addons-toggle-close\">\n\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\"><path d=\"M3.54038 3.54067C3.79422 3.28683 4.20578 3.28683 4.45962 3.54067L20.2342 19.3152C20.488 19.5691 20.488 19.9806 20.2342 20.2345C19.9803 20.4883 19.5688 20.4883 19.3149 20.2345L3.54038 4.45991C3.28654 4.20607 3.28654 3.79451 3.54038 3.54067Z\"><\/path><path d=\"M3.76431 20.4596C3.51047 20.2058 3.51047 19.7942 3.76431 19.5404L19.5389 3.76582C19.7927 3.51198 20.2043 3.51198 20.4581 3.76582C20.7119 4.01966 20.7119 4.43122 20.4581 4.68506L4.68355 20.4596C4.4297 20.7135 4.01815 20.7135 3.76431 20.4596Z\"><\/path><\/svg>\t\t\t\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"trx-addons-nav-slide-overlay\"><\/div>\n\t\t\t\t\t<div class=\"trx-addons-mobile-menu-outer-container\">\n\t\t\t\t\t\t<div class=\"trx-addons-mobile-menu-close\" role=\"button\" aria-label=\"Close Menu\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\"><path d=\"M3.54038 3.54067C3.79422 3.28683 4.20578 3.28683 4.45962 3.54067L20.2342 19.3152C20.488 19.5691 20.488 19.9806 20.2342 20.2345C19.9803 20.4883 19.5688 20.4883 19.3149 20.2345L3.54038 4.45991C3.28654 4.20607 3.28654 3.79451 3.54038 3.54067Z\"><\/path><path d=\"M3.76431 20.4596C3.51047 20.2058 3.51047 19.7942 3.76431 19.5404L19.5389 3.76582C19.7927 3.51198 20.2043 3.51198 20.4581 3.76582C20.7119 4.01966 20.7119 4.43122 20.4581 4.68506L4.68355 20.4596C4.4297 20.7135 4.01815 20.7135 3.76431 20.4596Z\"><\/path><\/svg>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"trx-addons-mobile-menu-container\">\n\t\t\t\t\t\t<ul id=\"menu-main-menu-1-4230\" class=\"trx-addons-mobile-menu trx-addons-main-mobile-menu trx-addons-main-nav-menu\"><li class=\"trp-language-switcher-container trp-menu-ls-item trp-menu-ls-desktop current-language-menu-item menu-item menu-item-type-post_type menu-item-object-language_switcher menu-item-has-children trx-addons-nav-menu-item\"><a href=\"https:\/\/bac-cia.com\/en\/wp-json\/wp\/v2\/pages\/3\" data-e-disable-page-transition=\"true\" class=\"trx-addons-menu-link trx-addons-menu-link-parent\"><span class=\"trx-addons-menu-link-text\"><span class=\"trp-menu-ls-label\" data-no-translation title=\"EN\"><span class=\"trp-ls-language-name\">EN<\/span><\/span><span class=\"trx-addons-dropdown-icon trx-addons-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span><\/span><\/a>\n<ul class=\"trx-addons-submenu\"><li class=\"trp-language-switcher-container trp-menu-ls-item trp-menu-ls-desktop menu-item menu-item-type-post_type menu-item-object-language_switcher current-language-menu-item trx-addons-nav-menu-item trx-addons-submenu-item\"><a href=\"https:\/\/bac-cia.com\/en\/wp-json\/wp\/v2\/pages\/3\" class=\"trx-addons-menu-link trx-addons-submenu-link\"><span class=\"trx-addons-menu-link-text trx-addons-submenu-link-text\"><span class=\"trp-menu-ls-label\" data-no-translation title=\"ES\"><span class=\"trp-ls-language-name\">ES<\/span><\/span><\/span><\/a><\/li><li class=\"trp-language-switcher-container trp-menu-ls-item trp-menu-ls-desktop menu-item menu-item-type-post_type menu-item-object-language_switcher current-language-menu-item trx-addons-nav-menu-item trx-addons-submenu-item\"><a href=\"https:\/\/bac-cia.com\/en\/wp-json\/wp\/v2\/pages\/3\" class=\"trx-addons-menu-link trx-addons-submenu-link\"><span class=\"trx-addons-menu-link-text trx-addons-submenu-link-text\"><span class=\"trp-menu-ls-label\" data-no-translation title=\"FR\"><span class=\"trp-ls-language-name\">FR<\/span><\/span><\/span><\/a><\/li><\/ul>\n<\/li><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-home trx-addons-nav-menu-item\"><a href=\"https:\/\/bac-cia.com\/en\/\" class=\"trx-addons-menu-link trx-addons-menu-link-parent\"><span class=\"trx-addons-menu-link-text\">HOME<\/span><\/a><\/li><li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children trx-addons-nav-menu-item\"><a href=\"#\" data-e-disable-page-transition=\"true\" class=\"trx-addons-menu-link trx-addons-menu-link-parent\"><span class=\"trx-addons-menu-link-text\">WE<span class=\"trx-addons-dropdown-icon trx-addons-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span><\/span><\/a>\n<ul class=\"trx-addons-submenu\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page trx-addons-nav-menu-item trx-addons-submenu-item\"><a href=\"https:\/\/bac-cia.com\/en\/equipo\/\" class=\"trx-addons-menu-link trx-addons-submenu-link\"><span class=\"trx-addons-menu-link-text trx-addons-submenu-link-text\">TEAM<\/span><\/a><\/li><li class=\"menu-item menu-item-type-post_type menu-item-object-page trx-addons-nav-menu-item trx-addons-submenu-item\"><a href=\"https:\/\/bac-cia.com\/en\/servicios\/\" class=\"trx-addons-menu-link trx-addons-submenu-link\"><span class=\"trx-addons-menu-link-text trx-addons-submenu-link-text\">SERVICES<\/span><\/a><\/li><li class=\"menu-item menu-item-type-post_type menu-item-object-page trx-addons-nav-menu-item trx-addons-submenu-item\"><a href=\"https:\/\/bac-cia.com\/en\/clientes\/\" class=\"trx-addons-menu-link trx-addons-submenu-link\"><span class=\"trx-addons-menu-link-text trx-addons-submenu-link-text\">CUSTOMERS<\/span><\/a><\/li><li class=\"menu-item menu-item-type-post_type menu-item-object-page trx-addons-nav-menu-item trx-addons-submenu-item\"><a href=\"https:\/\/bac-cia.com\/en\/barras-y-asociaciones\/\" class=\"trx-addons-menu-link trx-addons-submenu-link\"><span class=\"trx-addons-menu-link-text trx-addons-submenu-link-text\">BARS AND ASSOCIATIONS<\/span><\/a><\/li><li class=\"menu-item menu-item-type-post_type menu-item-object-page trx-addons-nav-menu-item trx-addons-submenu-item\"><a href=\"https:\/\/bac-cia.com\/en\/comunidad-suiza\/\" class=\"trx-addons-menu-link trx-addons-submenu-link\"><span class=\"trx-addons-menu-link-text trx-addons-submenu-link-text\">SWISS COMMUNITY<\/span><\/a><\/li><\/ul>\n<\/li><li class=\"menu-item menu-item-type-post_type menu-item-object-page trx-addons-nav-menu-item\"><a href=\"https:\/\/bac-cia.com\/en\/noticias\/\" class=\"trx-addons-menu-link trx-addons-menu-link-parent\"><span class=\"trx-addons-menu-link-text\">NEWS<\/span><\/a><\/li><li class=\"menu-item menu-item-type-post_type menu-item-object-page trx-addons-nav-menu-item\"><a href=\"https:\/\/bac-cia.com\/en\/contacto\/\" class=\"trx-addons-menu-link trx-addons-menu-link-parent\"><span class=\"trx-addons-menu-link-text\">CONTACT<\/span><\/a><\/li><\/ul>\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"e-con-with-custom-width elementor-element elementor-element-af5f4e6 e-flex e-con-boxed sc_layouts_column_icons_position_left e-con e-parent\" data-id=\"af5f4e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8bc58ee sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"8bc58ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>Introduction<\/h4><p>BAC &amp; Cia is a law firm committed to confidentiality, transparency and protection of the information of our clients, visitors and users.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03886e4 elementor-widget-divider--view-line sc_fly_static elementor-widget elementor-widget-divider\" data-id=\"03886e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-621ab9d sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"621ab9d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>Use of the website<\/h4><p>The content of this website is for informational purposes only and does not constitute direct legal advice. Accessing and browsing the site does not imply an attorney-client relationship. Any contact through the forms or means available will be treated with confidentiality, but no professional relationship will be considered formalized until there is an express written agreement.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cfcac35 elementor-widget-divider--view-line sc_fly_static elementor-widget elementor-widget-divider\" data-id=\"cfcac35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a89d98 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"6a89d98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>Customer Portal<\/h4><p>BAC &amp; Cia offers its clients a secure portal for viewing files, documents and confidential communications. Access to this portal is restricted, encrypted and subject to security protocols that seek to protect the integrity and privacy of the information. The improper use of the portal or the attempt of unauthorized access may be sanctioned in accordance with the applicable legislation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ccd538d elementor-widget-divider--view-line sc_fly_static elementor-widget elementor-widget-divider\" data-id=\"ccd538d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6cb400 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"a6cb400\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>Content and news section<\/h4><p>The news and publications section does not reflect real-time events, but rather a curation of information, reflections and relevant legal topics selected by our team. Its purpose is to contribute to the understanding of the legal environment and share valuable perspectives, without necessarily representing an official position or particular advice.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f581a2 elementor-widget-divider--view-line sc_fly_static elementor-widget elementor-widget-divider\" data-id=\"7f581a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77e92f5 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"77e92f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>Personal data<\/h4><p>The data collected through contact forms, subscription or any other means available on this site will be used exclusively by BAC &amp; Cia for purposes of communication, monitoring and improvement of our services. 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